TSRTC Tender Notification for Rangareddy Region MGBS, tsrtc.telangana.gov.in

TSRTC E-Tender Notification 2016: Telangana State Road Transport Corporation has released e- tender notification for canteens, stalls, and spaces for two wheeler / four wheeler parking in various bus station of Rangareddy region. TSRTC has announced e-tender notification on Saturday (19-11-2016), the detailed Notification about

TSRTC, O/O  the regional manger / RR, MGBS,  HYD, inviting ONLINE Applications for the persons for running the business in the following  Bus deports in the Rangareddy region , this notification about total 30 stalls in various bus stations,  this bus stations categories in four classes , i.e. MAJOR,  A, B, C class, based on the class tender form cost will be  different. 
Stalls vacancies in MGBS, JBS, Dilshuknagar (DSNR), Tandor (TDR), Vikarabad (VKB), Parigi (PRG), Chevella (CVL), Shankarpally (SKP), Kodangal (KDGL), Dharur (DRR), Muniguda (MNGD), Mominpet (MMPT) and Nawabpet (NWPT)
Tender Document cost/ Processing Fee:
TSRTC e-tender

Persons who are going bid /tender, the EMD amount will be paid in the form of DD/ Bankers cheque from any nationalized banks

DD / Cheque will take on the Name of Dy. Chief Account’s officer, TSRTC, RangaReddy Region, MGBS, and Hyderabad.     The EMD amount should be paid based on the Tender Notification, No other mode of payment will not received.

How to Download Tender Document:
Persons have to remind the TENDER Forms shall be download through online from the TSRTC official website,  www.tsrtc.telangana.gov.in, and persons have mentioned the quoted amount through ONLINE before you downloading the tender form.

Then Tender document like Downloaded tender hardcopy, EMD DD, Tender processing Fee DD, all are kept in sealed cover. Before drop the Tender you have to mention Stall Number, Nature of the Business and Name of the Bus Station written in CAPITAL Letters on top of the Cover.  Drop Your Tender Document at RM/RR office, 2nd floor,  MGBS, Gowliguda, Hyderabad. In the time between 10:30AM to 14:00 on 02-12-2016 and the Online Tenders will be opened on 02-12-2016 at 15:00 hours.
TSRTC Tender
List of Stalls and Bus Stop Name:
TSRTC Stalls


  
TSRTC Stalls

TSRTC Stalls

APPSC Group-2 Exam Pattern and Exam syllabus Screening Test- Mains Exam

APPSC Group-2 Exam pattern Exam Syllabus

APPSC Group-2 Exam Pattern and Exam Syllabus:
Andhra Pradesh Public service Commission has released Group -2 notification for the vacancies of 982 Executive and Non Executive posts in different departments, however most of the candidates don’t have aware on Group-2 Exam pattern and Exam syllabus, so mentioned below clearly of Group-2 exam syllabus and exam pattern.,
APPSC Group Exam will be conducted in two phases first one is screening test that will be conducted for 150 marks, conducted on 26th Feb 2017, And
APPSC GROUP-2 Mains Exam will be conducted for 450 marks in three papers; mains will be conducted on 20th and 21st of May 2017, then,
Practical Exam will be conducted for 50 marks, it is Computer Knowledge test based on MS-Office.
In detailed Exam syllabus and Exam pattern shown below:



Group-2 Screening Test Syllabus
 Mains Syllabus Paper-I, Paper-II, Paper-III:
Group-2 Paper-1 Syllabus


Group-2 Paper-1 Syllabus




Group-2 paper-III syllabus

Group-2 Paper -3 Syllabus

APPSC Group-2 Notification 2016-17 www.psc.ap.gov.in

APPSC Group-2 Notification 2016-2017

APPSC Group-2 Notification 2016-2017:
Amaravathi News: Andhra Pradesh public Service commission –APPSC has released Group-2 Recruitment Notification on November 8th 2016, APPSC- Andhra Pradesh public Service commission has announced Group-2 recruitment notification for vacancies of Executive posts and Non Executive posts APPSC has released recruitment notification for total 982 posts. Andhra Pradesh public Service commission chairman Mr. P. Uday Bhasakar   said that these 982 vacancies full fill by APPSC only.

AP people are eagerly waiting for the Group-2 Notification from last two years, however this time comes, APPSC Group -2 Notifications has released on Tuesday, people who were waiting for the Group-2 Notification they can apply for this APPSC Recruitment Notification through Online Mode Only from Public service commission’s website before applying the Group-2 posts candidates may have to register the ONE TIME PROFILE REGISTRATION (OTPR). Using this OTPR option people can easily apply for the posts which is released by APPSC.  Group-2 Exam will be conducted in two phases that screening test and mains exam, after completion of Registration candidates better to check the APPSC Group-2 syllabus for better results, for syllabus browse the PSC website www.psc.ap.gov.in  

Application Fee will be 320/- (processing fee 250+ Examination Fee 80/-) for General candidates, and 80/- (only Examination Fee) for SC/ST/BC/PH/Ex-service men. Application fee to be paid ONLINE using payment gateway using Net banking/ Debit card/ Credit card  minimum education qualification for Group -2 posts is Bachelor degree from the recognized university / institution 

Total Number of Posts:
APPSC Has released Group recruitment Notification for Total 982 posts. in detailed following the below table.
Executive Posts
Post code No.
Name of the post/ Service
No. of vacancies
Pay Scale
1
Municipal Commissioner Grade-III in
A.P. Municipal Commissioner
Subordinate Service.
12
29,760 -
80,930/-
2
Asst. Commercial Tax Officer in A.P.
Commercial Taxes Sub- ordinate
Service.
96
28,940-
78,910/-
3
Sub-Registrar Grade-II in A.P
Registration Sub -ordinate Service
27
28,940-
78,910/-
4
Deputy Tahsildar in A.P. Revenue
Subordinate Service
253
28,940-
78,910/-
5
Assistant Labour Officer in A.P. Labour
& Employment Sub- ordinate Service.
8
28,940-
78,910/-
6
Assistant Development Officers in A.P.
Handloom & Textile Department
23
26,600-
77,030/-
7
Extension Officer in PR & RD
Department.
8
29,760 -
80,930/-
8
Prohibition & Excise Sub Inspector in
A.P. Prohibition & Excise Sub-Service
15
26,600-
77,030/-

Total Executive Posts
442

Non -Executive Posts
9
Assistant Section Officer (GAD) in A.P.
Secretariat Sub. Service.
67
26,600-
77,030/-
10
Assistant Section Officer (Finance
Dept.,) in A.P. Secretariat Sub ordinate
Service
16
26,600-
77,030/-
11
Assistant Section Officer (Law Dept.,) in
A.P. Secretariat Sub ordinate Service
18
26,600-
77,030/-
12
Assistant Section Officer (Legislature
Dept.,) in A.P. Legislature Secretariat
Service
23
26,600-
77,030/-
13

Senior Auditor in A.P. State Audit
Subordinate Service
45

22,460-
66,330/-
14
Senior Accountant in A.P. Treasuries &
Accounts (HOD) Sub Service.
82

22,460-
66,330/-
15
Senior Accountant in A.P. Treasuries &
Accounts (District Sub Service.
158

22,460-
66,330/-
16
Junior Accountant in various
Department in A.P Treasuries &
Accounts Sub-Service
39
16,400-
49,870/
17
Junior Assistants in Government
Examination in A.P. Ministerial Service
10
16,400-
49,870/
18

Junior Assistants Labour Department
in A.P. Ministerial Service
10
16,400-
49,870/
19

Junior Assistants in PH & ME Dept.,
in A.P. Ministerial Service
3
16,400-
49,870/
20
Junior Assistants in A.P. Transport
Department
6
16,400-
49,870/
21

Junior Assistants in A.P. Director
General of Prisons & Correctional
Services)
3
16,400-
49,870/
22
Junior Assistants in A.P. Women
Development Child welfare Department
1
16,400-
49,870/
23
Junior Assistants in A.P. Drugs & Copy
Rights Departments
2
16,400-
49,870/
24
Junior Assistant in A.P. Agriculture
Department.
10
16,400-
49,870/
25
Junior Assistant (Chief
Commissioner of Land
Administration)
2
16,400-
49,870/
26

Junior Assistant in Prohibition &
Excise Department.
4
16,400-
49,870/
27
Junior Assistant in sugar and Cane
Department.
1
16,400-
49,870/
28
Junior Assistant in A.P Roads &
Building Department.
14
16,400-
49,870/
29

Junior Assistant in Survey
Settlement Department
4
16,400-
49,870/
30
Junior Assistant in A.P Civil
Supplies Department
7
16,400-
49,870/
31
Junior Assistant in A.P BC-Welfare
Department
3
16,400-
49,870/
32

Junior Assistant in A.P Anti
Corruption Bureau)
1
16,400-
49,870/
33
Senior Accountant in A.P Insurance
(Directorate)
1
22,460-
66,330/-
34
Senior Accountant In Insurance
A.P.G.L.I Sub-Service
10
22,460-
66,330/-

Total Non Executive Posts
540


Age Limit for group-2 Posts:
Andhra Pradesh government has declared the age limit for the Group notification, Candidates age limit would be , for the post of sub register   (20-42), for Post code.08- Excise  SI (18-30), for all remaining posts age limit will be 18- 42 years.,  

Group-2 Applying Process:
See the detailed applying process from the below...

appsc Group-2 Applying process

Important dates of APPSC Group-2 Notification:
Application Registration Starts from: 11.11.2016
Last date for application Registration: 10.12.2016
Primary Screening Test on: 26-02-2017
Group-2 Mains Exam on: 20.05.2017 and 21.05.2017

Conclusion: eligible candidates before applying for Group -2 posts, need study one or two time carefully then apply, and also candidates have check the zone Numbers district Zone we mentioned in the below
  • I. Srikakulam, viziaanagaram  and Visakhapatnam (SKM, VZM, VSP)
  • II. East Godavari, West Godavari and Krishna(EG, WG, KST)
  • III.Guntur , Prakasam, and Nellore (GNT, PKM, NLR)
  • IV.Chittoor,Anantapur, kadapa and Kurnool (CTR,ATP,KDP,KNL
       Check here APPSC Group-2 Exam Pattern and Exam Syllabus

Insurance Types Insurance Companies list In India

Insurance Companies list

Types of Insurances
  • Health Insurance
  • Endowment Plans
  • Whole Life Insurance
  • Group Insurance
  • Retirement plans
  • Child Plans
  • Wealth Plans
  • Crop Insurance
  • Auto Insurance

List of insurance companies in India

Public Sector
  1. National Insurance Company
  2. New India Assurance
  3. The Oriental Insurance Company
  4. United India Insurance Company
  5. Life Insurance Corporation of India

Private Sector
  1. Cholamandalam MS General Insurance
  2. Bajaj Allianz General Insurance
  3. Bharti AXA General Insurance
  4. Cigna TTK
  5. HDFC ERGO General Insurance Company
  6. ICICI Lombard
  7. IFFCO Tokio
  8. L&T General Insurance
  9. Liberty Videocon General Insurance
  10. Max Bupa
  11. Reliance General Insurance
  12. Religare
  13. Tata AIG General
  14. Royal Sundaram General Insurance
  15. Aviva India
  16. Bajaj Allianz Life Insurance
  17. Star Union Dai-ichi Life Insurance
  18. Exide Life Insurance
  19. HDFC Standard Life Insurance Company
  20. ICICI Prudential Life Insurance
  21. IDBI Federal Life Insurance
  22. IndiaFirst Life Insurance Company
  23. Kotak Mahindra Old Mutual Life Insurance
  24. SBI Life Insurance Company
  25. Reliance Nippon Life Insurance Company Limited
  26. Bharti AXA Life Insurance
  27. Edelweiss Tokio Life Insurance Company Limited

What Is Insurance reinsurance and Benefits of Insurance

Insurance logo

What Is Insurance and benefits of Insurance?
 A financial risk management tool in which the insured transfers a risk of potential financial loss to the insurance company that mitigates it in exchange for monetary compensation known as the premium.
Life Insurance is the key to good financial planning. On one hand, it safeguards your money and on the other, ensures its growth, thus providing you with complete financial well-being. Life Insurance can be termed as an agreement between the policy owner and the insurer, where the insurer for a consideration agrees to pay a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness, critical illness or maturity of the policy.
Life insurance plans, unlike mutual funds, are beneficial when you look at them as a long term avenue of investment which also offers protection through life cover. Life insurance policies are broadly categorized into 2 types; Traditional Plans and Unit Linked Insurance Plans (ULIPs).    
Traditional policies offer in-built guarantees and define maturity benefits through variety of products such as guaranteed maturity value. The investment risk in traditional life insurance policies is borne by life insurance companies. Additionally, the investment decisions are regulated to a large extent by IRDA of India rules and regulations, ensuring stable returns with minimal risk. Investment income is distributed amongst the policy holders through annual bonus. These policies are ideal for policy holders who are not market savvy and do not wish to take investment risks.
ULIPs, on the other hand provide a combination of risk cover and investment. More importantly they offer a flexibility to decide your risk taking profile.
Benefits of Life Insurance
Life Insurance provides the dual benefits of savings and security. The following benefits explain why this investment tool should be an integral part of your financial plans.
•Risk Cover: Today’s life is full of uncertainties; in this scenario Life Insurance ensures that your loved ones continue to enjoy a good quality of life against any unforeseen event.
•Planning for life stage needs: Life Insurance not only provides for financial support in the event of untimely death but also acts as a long term investment. You can meet your goals, be it your children's education, their marriage, building your dream home or planning a relaxed retired life, according to your life stage and risk appetite. Traditional life insurance policies i.e. traditional endowment plans, offer in-built guarantees and defined maturity benefits through variety of product options such as Money Back, Guaranteed Cash Values, Guaranteed Maturity Values.
•Protection against rising health expenses:  Life Insurers through riders or standalone health insurance plans offer the benefits of protection against critical diseases and hospitalization expenses. This benefit has assumed critical importance given the increasing incidence of lifestyle diseases and escalating medical costs.
•Builds the habit of thrift:  Life Insurance is a long-term contract whereas policyholder, you have to pay a fixed amount at a defined periodicity. This builds the habit of long-term savings. Regular savings over a long period ensures that a decent corpus is built to meet financial needs at various life stages.
•Safe and profitable long-term investment:  Life Insurance is a highly regulated sector. IRDA of India, the regulatory body, through various rules and regulations ensures that the safety of the policyholder's money is the primary responsibility of all stakeholders. Life Insurance being a long-term savings instrument, also ensures that the life insurers focus on returns over a long-term and do not take risky investment decisions for short term gains.
•Assured income through annuities: Life Insurance is one of the best instruments for retirement planning. The money saved during the earning life span is utilized to provide a steady source of income during the retired phase of life.
Protection plus savings over a long term:  Since traditional policies are viewed both by the distributors as well as the customers as a long term commitment; these policies help the policyholders meet the dual need of protection and long term wealth creation efficiently.
•Growth through dividends: Traditional policies offer an opportunity to participate in the economic growth without taking the investment risk. The investment income is distributed among the policyholders through annual announcement of dividends/bonus.
•Facility of loans without affecting the policy benefits:  Policyholders have the option of taking loan against the policy. This helps you meet your unplanned life stage needs without adversely affecting the benefits of the policy they have bought.
•Tax Benefits: Insurance plans provide attractive tax-benefits for both at the time of entry and exit under most of the plans.
•Mortgage Redemption:  Insurance acts as an effective tool to cover mortgages and loans taken by the policyholders so that, in case of any unforeseen event, the burden of repayment does not fall on the bereaved family.
Things to know before buying Life Insurance:
                    Should life insurance be a part of my financial plan?
                    Should I buy life insurance only to cover financial risk?
                    What is the amount of Life Cover I should opt for so that my family’s future is secure in my absence?
                    Are there other aspects I should consider while looking at a life insurance policy?
                    How can I be sure that the life insurance policy being offered is the right choice for me?

What is Re-insurance?
Reinsurance occurs when multiple insurance companies share risk by purchasing insurance policies from other insurers to limit the total loss the original insurer would experience in case of disaster. By spreading risk, an individual insurance company can take on clients whose coverage would be too great of a burden for the single insurance company to handle alone. When reinsurance occurs, the premium paid by the insured is typically shared by all of the insurance companies involved.
In short, and in more technical terms, reinsurance allows for homogenization of the insured values and helps to limit the liabilities undertaken, thus allowing better control over the loss frequency (probability of occurrence), the intensity of the loss (scope) and its amount, all of which fosters the greater capacity of insurance institutions and the better availability of cover for risks.

Reinsurance can help a company by providing:
1. Risk Transfer - Companies can share or transfer of specific risks with other companies
2. Arbitrage - Additional profits can be garnered by purchasing insurance elsewhere for less than the premium the company collects from policyholders.
3. Capital Management - Companies can avoid having to absorb large losses by passing risk; this frees up additional capital.
4. Solvency Margins - The purchase of surplus relief insurance allows companies to accept new clients and avoid the need to raise additional capital.
5. Expertise - The expertise of another insurer can help a company obtain a proper rating and premium.